How do family plans work under GCI?

Family plans under Get Covered Illinois are designed to provide comprehensive coverage for all eligible family members under one policy. This means that instead of each family member needing to secure separate individual coverage, the family plan consolidates coverage, allowing family members to be included in a single plan. This approach not only simplifies the enrollment process but often results in shared premiums and benefits, making it a more economical option for families.

The shared premiums allow families to manage costs more effectively, as they can take advantage of the collective benefits provided under one plan. This can lead to lower overall health care expenses compared to purchasing individual policies for each member.

In contrast to the other choices, which suggest individual coverage or a lack of coverage for multiple individuals, the key aspect of family plans is their inclusivity and cost-sharing capabilities that benefit all eligible family members simultaneously.