What aspect of health coverage should customers understand when making decisions?

Understanding that health coverage provides access to preventive health care services is crucial for making informed decisions. Preventive care is designed to help individuals maintain their health and catch potential issues early, often before they become serious and costly. This type of care includes screenings, vaccinations, routine check-ups, and counseling, which can significantly improve health outcomes over time.

By recognizing the value of preventive services, customers can appreciate how health coverage not only protects against unexpected medical expenses but also plays a proactive role in their overall health management. This understanding encourages individuals, including younger populations who might see health insurance as unnecessary, to consider how preventive services can lead to healthier lives and potentially lower healthcare costs in the long run.

The other options do not present a beneficial or accurate perspective on health coverage. They overlook the essential aspects of health management and financial planning that are critical for navigating healthcare needs.