What is the initial enrollment period (IEP) for Medicare for someone turning 65 years old?

The initial enrollment period (IEP) for Medicare begins three months before a person turns 65, includes the month of their birthday, and extends for three months after they turn 65. This means that individuals have a total enrollment window of seven months to sign up for Medicare.

This period is designed to ensure that individuals have ample opportunity to enroll in Medicare, which covers healthcare services for older adults. By including the three months before and after the 65th birthday, it allows for flexibility in enrollment according to personal needs and circumstances.

This understanding is important for anyone approaching Medicare eligibility, as enrolling during the IEP helps individuals avoid potential gaps in healthcare coverage or late enrollment penalties.