Which of the following are best practices that customers should follow to help protect them against fraud? (Choose 3)

Being wary of product promotions that seem too good to be true is an essential best practice in protecting against fraud. Many fraudulent schemes often lure individuals in with offers that appear excessively beneficial, such as significantly lower premiums or unmatched coverage plans. By maintaining a skeptical outlook towards promotions that sound unrealistic, individuals can avoid falling victim to scams that may result in financial losses or identity theft.

The other options, while providing some level of protection, do not fully encapsulate crucial preventive measures against fraud. Reporting suspicious calls is certainly important for raising awareness and potentially preventing others from being victimized; however, it does not actively protect the individual at that moment. Similarly, protecting one’s Social Security Number by limiting its disclosure to trusted certified brokers or assisters is important, but it is still a reactive approach since the potential risk has already initiated. Lastly, providing personal information over the telephone is counterproductive to fraud prevention and should be avoided, as it increases vulnerability to scams.

By adopting a cautious mindset regarding promotions, individuals can better safeguard themselves against the risks associated with fraudulent activities.