Which of the following duties must brokers, navigators, and certified application counselors all comply with?

Brokers, navigators, and certified application counselors are all required to comply with privacy and security standards to protect the sensitive information of individuals seeking health insurance coverage. This compliance is crucial as it ensures confidentiality and safeguards personal data, which is particularly important in the context of health care, where information is highly sensitive.

These privacy and security standards are typically established by federal and state laws, including the Health Insurance Portability and Accountability Act (HIPAA) and regulations related to the Affordable Care Act (ACA). By adhering to these standards, these professionals help maintain trust with their clients, ensuring that individuals feel secure when sharing their personal and financial information necessary for processing applications for health coverage.

The other options do not reflect requirements that apply uniformly to brokers, navigators, and certified application counselors. For instance, not all of these professionals charge fees for their services, and providing individualized health risk assessments or disclosing personal financial history may not be mandatory duties for all. Compliance with privacy and security standards, however, is a fundamental duty that binds all parties involved in assisting consumers with health enrollment.