Which statement is true regarding discrimination by health insurance companies?

The assertion that health insurance companies must adhere to laws that prohibit discrimination based on multiple factors is indeed accurate. The Affordable Care Act (ACA) and other federal and state regulations set clear guidelines against discrimination in health insurance coverage based on various protected characteristics, including race, color, national origin, sex, age, and disability. These regulations are designed to promote equity in healthcare access and ensure that individuals cannot be denied coverage or charged higher premiums based on unfair practices.

The legal framework aims to foster inclusivity and protect vulnerable populations from discriminatory practices that could limit their access to necessary healthcare services. As a result, health insurers are obligated to provide equal treatment to all individuals regardless of these factors, ensuring that insurance coverage is available in a fair and equitable manner.